Finance · GL · AR/AP · FBR · cash

Where the money actually went.

Revenue today

PKR 18.5 L

gross

EBITDA today

PKR −12.9 L

-70.0% margin

Cash position

PKR 8.38 Cr

4 accounts

AR outstanding

PKR 6.41 Cr

18,478 orders

AP due ≤7d

PKR 1.24 Cr

18 invoices

P&L · today vs month-to-date

Atelier ledger · Noor Studio

AccountTodayMTDNote
Revenue · grossPKR 18.5 LPKR 77.6 L
Returns + RTO recoveryPKR −1.1 LPKR −4.7 L
Revenue · netPKR 17.4 LPKR 73.0 L
COGS · landedPKR −10.7 LPKR −45.0 L
Courier + last-milePKR −68,640PKR −2.9 L
Marketplace + payment feesPKR −40,653PKR −1.7 L
Opex · stores, salaries, marketingPKR −18.5 LPKR −5.55 CrDaily allocation
EBITDAPKR −12.9 LPKR −5.32 Cr

Receivables · AR aging

PKR 6.41 Cr outstanding

  • 0–30 days · current
    PKR 4.82 Cr
  • 31–60 days
    PKR 1.18 Cr
  • 61–90 days · follow up
    PKR 32.0 L
  • 90+ · escalate
    PKR 8.6 L

Payables · AP aging

PKR 5.42 Cr outstanding

  • 0–7 days · pay this week
    PKR 1.24 Cr
  • 8–30 days
    PKR 2.40 Cr
  • 31–60 days · in cycle
    PKR 1.60 Cr
  • 60+ · overdue
    PKR 18.0 L

FBR compliance

Sales tax · withholding · POS e-invoicing

Sales tax · May 2026

Due 15 Jun 2026

PKR 64.2 L
due soon

Sales tax · Apr 2026 · filed

Due 15 May 2026

PKR 52.8 L
filed

Withholding tax · Apr

Due 5 May 2026

PKR 8.4 L
filed

Income tax · advance Q1 FY26

Due 30 Jun 2026

PKR 1.20 Cr
compliant

POS e-invoicing · 18 stores

Due rolling

compliant

Cash position

4 bank accounts · 5 PDCs due

Bank Al-Habib

Operating · Karachi

PKR 4.82 Cr

MCB Bank

Vendor payments · Lahore

PKR 1.18 Cr

Meezan Bank

Marketplace settlement

PKR 92.0 L

HBL

FBR + payroll

PKR 1.46 Cr

Post-dated cheques due · PKR 1.28 Cr

  • Sapphire TextileMCBPKR 38.0 L · 22 May 2026
  • Print House LahoreMCBPKR 22.0 L · 28 May 2026
  • Lahore Stitch CoAl-HabibPKR 14.5 L · 31 May 2026
  • Bilal EmbroideryAl-HabibPKR 12.0 L · 3 Jun 2026
  • Gul Ahmed MillsMCBPKR 42.0 L · 10 Jun 2026

Top vendor exposure

Open PO value · top 5

01Sapphire TextileMillPKR 1.82 Cr4 POs · 30 day cheque
02Gul Ahmed MillsMillPKR 96.0 L2 POs · 45 day cheque
03Print House LahorePrint HousePKR 64.0 L6 POs · Advance 50%, balance on dispatch
04Nishat MillsMillPKR 38.0 L1 POs · Advance 25%, balance 45d
05Rotex PrintingPrint HousePKR 38.0 L3 POs · 30 day cheque